
You are the 5% of the richest people on earth
To remind yourself of that go visit https://www.gapminder.org/dollar-street to appreciate all you have with fresh eyes.
forex
Wise isn't just a better way to transfer money; it's a financial revolution. It empowers you to take control of your money, demystifies the world of international finance, and ensures you're not getting ripped off by hidden fees and unfair exchange rates.
Self investment
My number one tip to invest in yourself would be to read. That's it, just read books. Actually not any old trashy novellas, but non fiction books that teach you something about the world.
Shares
Any of these headlines sound familiar? “Crash! Share market falls of a cliff, $200 billion lost” “Share market loses $41 billion as market drops to two-year low” “$50 billion wiped off share market, worst result since Brexit” “Why the stock market plunged on Monday” Oh no!, run for the hills,
Did you know that a seemingly small fee of just 1% on your investments can result in you losing more than 20% of your balance over 40 years, and that a 1.5% fee can result in you being deprived of around 30% of your investment over the same time!
Recently the Murray Report found that Australian’s are paying double the fees of other Western countries for their retirement. That’s costing us $20 billion dollars each year! Why are Aussies being so badly ripped-off? Well we could blame the superannuation funds for slugging consumers with hidden high fees
Sit down, we have some really bad news for you. We hate to say it, but you probably ARE being screwed by your superannuation provider. How do you know? Well ask yourself this one question: What fees am I paying? If you can't answer this question then you&
Here are some of my favourite books about personal finance, investing, and money management. Your Money or Your Life - Vicki Robin, 1992 This book changed my life. It introduced me to the concept of being able to live of your investments once they reach a certain amount to generate
Don't get ripped-off
Warren Buffett's legendary 10-year bet against hedge funds proves that simple index funds can outperform the pros. Find out how the hedge funds got humiliated.
I’ve been a cycle commuter for years, ever since I started employment. In fact I’ve gotten so used to pedalling my way to work, it’s actually a novelty to have to get the train or bus. I must seem like an excited kid on the bus, while
Ever worried about what would happen to your online investment accounts when you die and more importantly how would your loved ones would get access to them? Well Lastpass has now solved this problem with Lastpass Emergency Access. In a nutshell - you give someone you trust access to your
Dividend imputation and franking credits available on shares in Australia
By 'best' I mean lowest cost to you as an investor. Diferent brokers charge various fees on the ASX and US markets for shares and ETFs. Therefore I've highlighted the best broker(s) for each of these four categories. Best for U.S. Shares Service % fees*
You are the only person responsible for your financial future. If it all goes belly up the buck ultimately stops with you. Even if you have been given dodgy advice from a financial manager, it’s your responsibility to do your homework and take responsibility for your investment choices. No
Did you know that a seemingly small fee of just 1% on your investments can result in you losing more than 20% of your balance over 40 years, and that a 1.5% fee can result in you being deprived of around 30% of your investment over the same time!
Recently the Murray Report found that Australian’s are paying double the fees of other Western countries for their retirement. That’s costing us $20 billion dollars each year! Why are Aussies being so badly ripped-off? Well we could blame the superannuation funds for slugging consumers with hidden high fees
I'm a big fan of index investing, It's the secret weapon that gives the average Joe the ability to play with and soundly beat the big bully’s of the investment world. What is an Index? Companies comprising an Index have to be ordered by a
Over the last few years I've been making use of the 0% spending rate on new credit cards and then transferring the balance to a 0% balance transfer cards. As you might expect I've racked up a considerable amount of debt, albeit at 0% interest + annual
Just because something is expensive does not mean it is better. Cost is actually now part of the marketing of some products, for example Stella Artois does not hide this fact with the tag line ‘reassuringly expensive’ Some other examples where a higher price does not guarantee a better product
IS the FTSE 250 allways a better bet than the FTSE 100? Historically, it seems to have always outperformed the FTSE 100 index. Look at this comparison below over the last 17 years. The FTSE 250 has returned about 250% whereas the FTSE 100 has gained not very much at