Why Percentage-Based Financial Advisor Fees Should Be Banned (And How to Find Flat Fees)
Imagine storing your furniture in a warehouse and they take a chair every month as payment. That is how percentage fees work. Here is why AUM fees are a scam.
Latest
How to Minimise Capital Gains Tax in Australia: The Early Retiree's Guide
When you start living off your assets, every sell order is a potential tax event. Here is how to sequence your sales to minimise Capital Gains Tax in Australia.
The Superannuation "Tax Wipe": How to Legally Delete Your CGT at Retirement
Most Australians pay a hidden "tax drag" inside their super every year. Here is how switching to a direct investment option can legally wipe your CGT at retirement.
Investing For Your Kids in Australia: The Tax-Smart Guide to Informal Trusts
Setting up a share portfolio for your kids is a brilliant idea, but the ATO has some nasty traps. Here's how to use informal trusts and growth ETFs to invest tax-free.
The Ultimate ETF Buyers Checklist (UK): How to Avoid Costly Mistakes
Before you click 'Buy' on your next ETF, make sure you run through this simple checklist. Missing just one of these factors could cost you thousands in UK tax and FX fees.
Don't Die Owning UK Shares: The UK Inheritance Tax Non-Resident Trap
Living overseas but still holding UK shares? Watch out. The UK inheritance tax rules for non-residents mean your estate could face a surprise 40% tax bill.
The Vanishing Capital: Why Your New Investment Just Slapped You in the Face
Hit 'Buy' on an international share only to see your balance instantly drop? Discover the hidden FX fees and spreads that are draining your wallet.
What is the Index in Index Funds anyway? A Simple Guide
Ever wondered what the "index" in index funds actually means? Here is a simple, jargon-free breakdown of how index funds work and the main market benchmarks.
Cheapest 100% Equity & Growth Super Options in Australia (2025)
Want the lowest fees on your super? I compare the cheapest 100% equity and growth index super options in Australia from Hostplus, AustralianSuper, and Vanguard.
Debt Recycling Australia: The Tax Strategy Your Banker Hates
Want to make your mortgage interest tax-deductible? Here is how the debt recycling strategy works in Australia, straight from the ATO rulebook.
Best High Interest Savings Accounts in Australia (No Hoops!)
No intro rates, no annoying conditions, no jumping through hoops. I compare the best high interest savings accounts in Australia to find a genuine home for your cash.
Renting Your Home on Airbnb While on Holiday? Check the CGT & Fees First
Thinking about hosting your home on Airbnb while on holiday? Before you list, learn how platforms fees, local NSW STRA regulations, and the ATO's CGT rules can eat your profit.
pension
Are Your Pension's High Fees Stealing Your Future?
Looking at a friend's UK pension fund fees revealed a shocking truth: high active management fees and platform charges can steal over half your pot. Here's why.
UK
UK State Pension Living in Australia: The Voluntary National Insurance Hack
British expats living in Australia can still claim the UK new state pension. Learn how making voluntary National Insurance contributions boosts your retirement.
Card Surcharge Ban Australia: Saying Goodbye to Sneaky Payment Fees
Tired of paying extra fees just to tap your card? Discover how the upcoming card surcharge ban in Australia will finally kill these annoying charges.
security
Don't Share Your Password: The Risky World of Screen Scraping vs Open Banking
Think sharing your online banking login with a budgeting app is harmless? Think again. Doing so could void your bank's fraud protection and leave you fully liable.
Mortage
Taking Control of Your Finances: Stop Outsourcing Your Financial Future
Stop outsourcing your financial future to glossy brochures and charming sales pitches. Learn how taking control of your finances is the ultimate shortcut to wealth.
Best Of
Best Nasdaq 100 ETF: Ride the FAANGs (Australia, UK & US)
Techno-giants have been on a tear, but how do you buy them efficiently? I compare the lowest-fee Nasdaq 100 ETFs for Australian, UK, and US investors.
The Best Personal Finance Books That Will Actually Make You Rich
Stop wasting time on academic textbooks. These are the best personal finance and investing books that will actually change how you manage your money.
podcasts
The Best Finance Podcasts to Level Up Your Money Game
Tired of dry, boring spreadsheets and dry financial news? Here are the best finance podcasts to keep you entertained while you build your wealth.
You Are in the Top 5% of the Richest People on Earth: Time for Some Perspective
Feel like you're struggling with the cost of living? Here is why you are likely in the top 5% of the richest people on earth, and how to get some perspective.
Superannuation
Get a Free $500 Gift From the Australian Government (Super Co-Contribution)
If you earn less than $60,400 a year, the Australian Government will give you up to $500 for free. Here is how to trigger the ATO super co-contribution.
forex
Wise Review Australia: Don't Get Ripped Off Overseas!
Wise isn't just a better way to transfer money; it's a financial revolution. My Wise review shows how to send money overseas using the real mid-market rate.
Self investment
Invest in Yourself: How to Read More Books (Even If You're Lazy)
The best investment you can make is in your own brain. Here is how an Audible subscription and a clever bedtime hack helped me read dozens of books a year.