investment funds
What is the Index in Index Funds anyway? A Simple Guide
Ever wondered what the "index" in index funds actually means? Here is a simple, jargon-free breakdown of how index funds work and the main market benchmarks.
Baron Barnet
I'm a personal finance geek who hates to see people ripped-off (especially myself). I created baldmoney.com as a way to share what I've discovered in the world of personal finance.
Superannuation
Cheapest 100% Equity & Growth Super Options in Australia (2025)
Want the lowest fees on your super? I compare the cheapest 100% equity and growth index super options in Australia from Hostplus, AustralianSuper, and Vanguard.
Best Of
Best High Interest Savings Accounts in Australia (No Hoops!)
No intro rates, no annoying conditions, no jumping through hoops. I compare the best high interest savings accounts in Australia to find a genuine home for your cash.
Australia
Renting Your Home on Airbnb While on Holiday? Check the CGT & Fees First
Thinking about hosting your home on Airbnb while on holiday? Before you list, learn how platforms fees, local NSW STRA regulations, and the ATO's CGT rules can eat your profit.
pension
Are Your Pension's High Fees Stealing Your Future?
Looking at a friend's UK pension fund fees revealed a shocking truth: high active management fees and platform charges can steal over half your pot. Here's why.
UK
UK State Pension Living in Australia: The Voluntary National Insurance Hack
British expats living in Australia can still claim the UK new state pension. Learn how making voluntary National Insurance contributions boosts your retirement.
Card Surcharge Ban Australia: Saying Goodbye to Sneaky Payment Fees
Tired of paying extra fees just to tap your card? Discover how the upcoming card surcharge ban in Australia will finally kill these annoying charges.
security
Don't Share Your Password: The Risky World of Screen Scraping vs Open Banking
Think sharing your online banking login with a budgeting app is harmless? Think again. Doing so could void your bank's fraud protection and leave you fully liable.
Mortage
Taking Control of Your Finances: Stop Outsourcing Your Financial Future
Stop outsourcing your financial future to glossy brochures and charming sales pitches. Learn how taking control of your finances is the ultimate shortcut to wealth.
Best Of
Best Nasdaq 100 ETF: Ride the FAANGs (Australia, UK & US)
Techno-giants have been on a tear, but how do you buy them efficiently? I compare the lowest-fee Nasdaq 100 ETFs for Australian, UK, and US investors.
The Best Personal Finance Books That Will Actually Make You Rich
Stop wasting time on academic textbooks. These are the best personal finance and investing books that will actually change how you manage your money.
podcasts
The Best Finance Podcasts to Level Up Your Money Game
Tired of dry, boring spreadsheets and dry financial news? Here are the best finance podcasts to keep you entertained while you build your wealth.