debt recycling
Debt Recycling Calculator
Compare paying down your mortgage, direct investing or debt recycling. Discover where best to stick your spare cash for maximum benefit.
Investing
Investing
The Slight Edge: Why Your Wealth and Health are Curved, Not Linear
Wealth and health are rarely a sudden leap; they are the compounding result of small, everyday decisions that are easy to do—and just as easy not to do.
Mindset
The Psychology of Money: Why Your Mindset Eats Your Spreadsheet for Breakfast
Morgan Housel's The Psychology of Money proves that financial success is not about raw intelligence—it is about managing your own behavior. Here is what Australian investors need to know.
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Debt Recycling: How much could you benefit?
Want to make your mortgage interest tax-deductible? Here is how the debt recycling strategy works in Australia, straight from the ATO rulebook.
Investing
Don't Get Hung Up on Dividends: Why Total Return is the Real King of Wealth
Dividends feel like free money, but they aren't. Here is why focusing on dividends is a tax trap and why total return (capital growth + dividends) is what really matters.
Investing
Why Percentage-Based Financial Advisor Fees Should Be Banned (And How to Find Flat Fees)
Imagine storing your furniture in a warehouse and they take a chair every month as payment. That is how percentage fees work. Here is why AUM fees are a scam.
CGT
How to Minimise Capital Gains Tax in Australia: The Early Retiree's Guide
When you start living off your assets, every sell order is a potential tax event. Here is how to sequence your sales to minimise Capital Gains Tax in Australia.
Investing
Investing For Your Kids in Australia: The Tax-Smart Guide to Informal Trusts
Setting up a share portfolio for your kids is a brilliant idea, but the ATO has some nasty traps. Here's how to use informal trusts and growth ETFs to invest tax-free.
ETFs
The Ultimate ETF Buyers Checklist (UK): How to Avoid Costly Mistakes
Before you click 'Buy' on your next ETF, make sure you run through this simple checklist. Missing just one of these factors could cost you thousands in UK tax and FX fees.
Superannuation
Cheapest 100% Equity & Growth Super Options in Australia (2025)
Want the lowest fees on your super? I compare the cheapest 100% equity and growth index super options in Australia from Hostplus, AustralianSuper, and Vanguard.
Investing
The Great Hedge Fund Humiliation: Warren Buffett's Epic Bet
Warren Buffett bet $1M that a simple S&P 500 index fund would beat high-fee hedge funds over 10 years. Spoiler alert: the pros got absolutely humiliated.
Investing
Digital Estate Planning in Australia: How to Secure Your Passwords After Death
If you get hit by a bus tomorrow, how will your family access your bank accounts and investments? Here's how to set up password manager emergency access.