security
Don't Get Burned by Your Bank's Terms of Service
Be careful about giving out your online banking credentials to third parties. It could leave you liable for any losses.
Baron Barnett
I'm a personal finance geek who hates to see people ripped-off (especially myself). I created baldmoney.com as a way to share what I've discovered in the world of personal finance.
Mortage
Stop Outsourcing Your Life: Why Taking Responsibility Beats Crossing Your Fingers
Stop outsourcing your financial future to glossy brochures and charming sales pitches. From dodgy property deals to overpriced mortgages, the cost of handing over responsibility is real—and expensive.
Best Of
Best way to ride the FAANGs (Australia, UK and US)
FAANG stocks earned their reputation as "superior" or market-beating stocks primarily due to their market dominance, massive scale, widespread popularity, strong historical growth, leadership in their respective industries, and adaptive, innovative business models.
Recomended Books
Here are some of my favourite books about personal finance, investing, and money management. Your Money or Your Life - Vicki Robin, 1992 This book changed my life. It introduced me to the concept of being able to live of your investments once they reach a certain amount to generate
podcasts
My Favourite Money Podcasts
Some of my most listened to podcasts about finance
You are the 5% of the richest people on earth
To remind yourself of that go visit https://www.gapminder.org/dollar-street to appreciate all you have with fresh eyes.
Superannuation
Get a $500 Gift from the Australian Government
Earn under $49,488? You could get up to $500 from the gov via the super co-contribution. Just put in $1,000 after-tax into super and they’ll add 50%. It’s a rare 50% guaranteed return!
forex
BaldMoney Review: Wise - Don't Get Ripped Off on Foreign Currency Transfers!
Wise isn't just a better way to transfer money; it's a financial revolution. It empowers you to take control of your money, demystifies the world of international finance, and ensures you're not getting ripped off by hidden fees and unfair exchange rates.
Self investment
Invest in yourself
My number one tip to invest in yourself would be to read. That's it, just read books. Actually not any old trashy novellas, but non fiction books that teach you something about the world.
Shares
1.5 million wiped off your wealth!
Any of these headlines sound familiar? “Crash! Share market falls of a cliff, $200 billion lost” “Share market loses $41 billion as market drops to two-year low” “$50 billion wiped off share market, worst result since Brexit” “Why the stock market plunged on Monday” Oh no!, run for the hills,
Investing
The Great Hedge Fund Humiliation: Buffett's Bet That Made Wall Street Sweat (and Lose)
Warren Buffett's legendary 10-year bet against hedge funds proves that simple index funds can outperform the pros. Find out how the hedge funds got humiliated.
ebikes
EBikes - Now there’s no excuse
I’ve been a cycle commuter for years, ever since I started employment. In fact I’ve gotten so used to pedalling my way to work, it’s actually a novelty to have to get the train or bus. I must seem like an excited kid on the bus, while