The Best Super Fund in Australia: The Lazy Winner
Not all super funds are created equal. I look at why a simple index-balanced super option consistently beats expensive active fund managers over time.
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Debt Recycling Calculator
Compare paying down your mortgage, direct investing or debt recycling. Discover where best to stick your spare cash for maximum benefit.
Debt Recycling: How much could you benefit?
Want to make your mortgage interest tax-deductible? Here is how the debt recycling strategy works in Australia, straight from the ATO rulebook.
Don't Get Hung Up on Dividends: Why Total Return is the Real King of Wealth
Dividends feel like free money, but they aren't. Here is why focusing on dividends is a tax trap and why total return (capital growth + dividends) is what really matters.
Why Percentage-Based Financial Advisor Fees Should Be Banned (And How to Find Flat Fees)
Imagine storing your furniture in a warehouse and they take a chair every month as payment. That is how percentage fees work. Here is why AUM fees are a scam.